Rails for the agentic economy.
Rivier is the financial rail for intelligent systems — payments, wallets, identity, and AI composable across every network, built for how money is used when machines transact with machines.
{
amount: "0.20",
asset: "RIVR",
to: "agent://curator-7",
chain: "base"
}Thesis
Most payments already don’t involve people.
Stablecoin transaction volume reached $28 trillion in Q1 2026. Roughly three quarters of it is already machine-to-machine — agents settling with agents across x402, A2A, and direct on-chain rails. Fees priced for human commerce don’t clear at agent notionals. Rivier is engineered for the flow that’s already here.
$28T
Stablecoin tx volume · Q1 2026
~76%
Machine-to-machine flow
$0.20
Typical agent micropayment
0 bps
Platform fee on the RIVR rail
Dust · < $10
10 bps
No flat floor. Survive at agent notionals.
Retail · $10–$1k
$0.10 + 10 bps
Cheaper than every centralised exchange.
Whale · > $1k
10 bps · max $50
Institutional flow doesn’t route around us.
RIVR rail
0 bps · batched
Monetised on reserve yield + batch volume.
App
What Rivier offers.
Three surfaces, one platform. Move, manage, and build — with the same financial fabric underneath.
- Personal9:41•••
Balance
$12,480.52
+$124.30 this week
Agent
3 new offers you might like
Your money, working for you.
A private agent that discovers opportunities, negotiates across services, and executes transactions on your behalf.
- Multi-chain wallets
- Automatic discovery
- Non-custodial, yours
- Businesses
Live promotions
activeTokenized loyalty · Tier II+18%Membership · gated drop+42%Agent-led match · ads off1.2kReach customers through intelligent systems.
Move past ads and funnels. Deploy agents, launch programmable memberships, and settle revenue in real time.
- Agentic workflows with automation
- Tokenized loyalty + stablecoin payments
- AI-driven analytics with advanced ML
- AI-powered KYC / AML
- Developers
$ rivier agents deploy ✓ identity provisioned ✓ wallet 15 chains ready ✓ policy $500 daily cap → POST /intent { amount: 42.00, asset: "RIVR" } 200 settled in 340ms
Build with financial primitives and AI.
Payments, wallets, identity, and agents — composable APIs across EVM, SVM, Canton, and card networks.
- Protocol abstraction
- Deploy autonomous agents
- Multi-VM + card rails
Personal · Connect
Your personal agent.
Understands your preferences. Discovers what matters. Negotiates with services on your behalf. Private, non-custodial, fully controlled by you.
Privacy-preserving
Signals stay on-device or in your vault — never aggregated for ads.
Non-custodial
MPC wallets across 15 chains — keys are sharded, not held.
You decide the boundary
Spending caps, permission scopes, and delegation rules are yours to set.
Rivier Unit
RIVR · $1.00
Reserve-backed · USD
tip-20 · spl · canton
1 RIVR
$1.00
Native unit
RIVR — built for how money is used next.
A programmable, USD-denominated settlement unit designed for systems that operate in real time. Continuous transactions. Multi-party settlement. Automated financial workflows.
Reserve-backed
USDC · USDT · T-Bills
Multi-VM
EVM · SVM · Canton
Unified
One ledger, every network
Future-ready
Regional & CBDC-compatible
Pre-launch. RIVR is a settlement unit, not a speculative asset — never swapped, never recommended until mainnet.
Developers · Build
What you can build.
Rivier Platform provides everything needed to build applications that can transact, settle, and operate autonomously.
- Agents
Financial infrastructure for agents
Give every agent a wallet, a balance sheet, and the ability to transact — digital banking built for autonomous software.
- Marketplaces
Automated marketplaces
Discovery, matching, and settlement in a single loop.
- Billing
Usage-based billing
Meter by the millisecond. Settle continuously.
- Workflows
Financial automation
Rule-based execution across chains and rails.
- Machine commerce
M2M commerce
Machines transact with machines — at machine speed.
Capabilities
Businesses
Own your customer relationship.
Move beyond ads and static funnels. Reach customers through agents, automated workflows, and real-time financial interactions.
Trusted
100% financial infrastructure
Compromises on
Zero privacy & transparency
AI-driven promotions
Dynamic offers that adapt in real time to user intent and demand.
On-chain campaigns
Transparent, verifiable campaigns with instant reward execution.
Memberships & access
Programmable memberships — tiered benefits, dynamic eligibility.
Tokenized loyalty
Rewards that are interoperable, instantly redeemable, and usable across services.
Ecosystem
Interoperable with every network money moves on.
One unified balance sheet across EVM, SVM, and Canton — plus direct integrations with the major bridging, quoting, and agent-payment protocols. Add a chain; nothing above the rail layer changes.
Get started
A simpler way to work with money.
Open the app, integrate the platform, or launch your business on Rivier.
Scan to join waitlist · rivier.ai/waitlist