Money that moves the way software does.
Send, accept, and settle payments in seconds. Give your software the ability to transact on your behalf — within limits you set. One platform for the people, teams, and systems doing the work.
Why Rivier
Commerce isn’t just people anymore.
Your software places orders. Your assistant pays for things. Your finance team settles with partners around the world. Rivier is one platform that handles all of it — moving money in seconds, with the controls and identity you need to trust every transaction.
Anywhere
Send and accept across borders, any currency
In seconds
Real-time settlement, not days
Built-in
Identity, compliance, and approvals you control
Agent-ready
Software can transact safely, within your limits
Pay
Anyone, anywhere
Send and accept payments globally, in the currency you choose.
Settle
In seconds
Real-time settlement that doesn’t wait on bank windows.
Delegate
On your terms
Let your software transact within limits you set, and revoke any time.
Stay in control
Always
Identity, approvals, and audit are built in, not bolted on.
Platform
Built for the way you work.
Whether you’re running a treasury, a business, an engineering team, or your own day — Rivier meets you where money moves.
- Institutions
Move tokenized assets with confidence.
A settlement layer for tokenized treasuries, funds, and stablecoins — with identity, policy, and reporting designed for regulated workflows.
- Real-time settlement across major networks
- Compliant identity and travel-rule reporting
- Approvals and limits enforced at the rail
- Built to interoperate with the venues you use
- Businesses
One platform for global commerce.
Accept payments online, send money to suppliers and partners, manage treasury, and let your software handle routine work — all from one dashboard.
- Send and accept payments worldwide
- Treasury, payouts, and reconciliation
- Loyalty, memberships, and customer programs
- Approvals, roles, and audit built in
- Developers
APIs for the agentic era.
Payments, wallets, identity, and agent orchestration under one auth surface — the same platform the Rivier apps run on, with the protocols and primitives the new wave of commerce is being built on.
- Payments, transfers, and on-ramp APIs
- Wallet, identity, and policy primitives
- Agent skills, mandates, and tool calls
- Project-scoped keys and usage metering
- Personal
A smarter way to manage your money.
Send and receive worldwide, hold what you choose, and let an assistant do routine work for you — within limits you set, with full visibility every step of the way.
- Send and receive globally in seconds
- Hold balances in the currencies you use
- Delegate routine spending, safely
- Your accounts, on every device
Businesses
Run your business on one rail.
Accept payments, pay out partners, manage treasury, and grow customer programs — all from one place. The same controls finance teams need, with the speed your business runs at.
Set up in
Minutes, not weeks
Works with
Your existing tools and accounts
Accept payments anywhere
Take payments online, in person, and across borders — settled in the currency you choose.
Treasury and payouts
Move money to suppliers, partners, and teams in seconds, with the controls finance teams expect.
Agents that run the back office
Automate accounting, invoicing, reconciliation, and customer insights — intelligent agents that work alongside your team and act within the limits you set.
Memberships and loyalty that travel
Run subscriptions, tiered benefits, and reward programs that work across your channels and partners — without stitching tools together.
Institutions
Built for institutional work.
Tokenized treasuries and funds, real-time cross-border settlement, and identity that travels with you across counterparties — designed to fit alongside the venues your desk already uses. The deeper details live on the institutional brief.
- Cantonvia Tenzro
On Canton — same ledger as the largest institutions
Rivier launches on Canton via Tenzro's validator on the Global Synchronizer. Same plumbing the tokenized-collateral and intraday-repo flows already settle on — Goldman Digital Asset Platform, Broadridge DLR, Versana, BNY LiquidityDirect. Privacy-by-default; DvP atomic.
- 6 railslive router
Permissionless public rails, already wired
Cross-chain settlement through CCIP, CCTP V2, deBridge DLN, LI.FI, Wormhole NTT, LayerZero V2. No partner approval required — these are public infrastructure, and the router already routes against them. Chainlink CCT (self-serve since v1.5) is what RIVR registers on.
- Tier 2permissionless
Public tokenized assets — held without KYC at the contract
Backed xStocks (TSLAx, NVDAx, SPYx + 11 more on Ethereum + Solana + BNB + TRON). Backed treasuries (bIB01, bIBTA, bC3M). LBMA gold (XAUm, PAXG). Ripple USD (RLUSD) on XRPL + Ethereum + EVM Sidechain. Yield-bearing public stables (USDY, sUSDS).
- ERC-3643IVMS 101
Identity that travels, compliance at the policy layer
ERC-3643 + ONCHAINID portable identity. Travel Rule + IVMS 101 preflight on every transfer, per-jurisdiction thresholds, FATF high-risk-list screening, mandate-bound agents. Done once with a regulated VASP, accepted across the stack.
Developers · Build
What you can build.
Everything you need to build apps and services that can move money, hold balances, and act on behalf of your users.
- Agents
Give your software a way to pay.
Wallets, mandates, and signed approvals — so the agents you build can transact safely on behalf of the people they serve.
- Marketplaces
Marketplaces that settle themselves
Discovery, matching, and payout in a single flow.
- Billing
Usage-based billing
Meter, charge, and settle — continuously, in real time.
- Workflows
Financial automation
Rule-based payments and approvals across teams and partners.
- Connected commerce
Software-to-software commerce
When one system needs to pay another, Rivier handles the rest.
Capabilities
Personal · Assistant
Your financial assistant.
Understands what you want, finds the best way to do it, and can handle routine spending for you — all within limits you set, with full visibility every step of the way.
Private by default
Your data stays yours. No ads, no profile sold to anyone.
You hold the keys
Your money is yours. Rivier is the rail, never the custodian.
You set the limits
Choose what your assistant can spend, where, and when. Change or revoke any time.
Settlement unit
A digital currency that moves at software speed.
Behind the scenes, Rivier uses a reserve-backed unit of account to settle continuous, real-time transactions — including the small, frequent payments that software makes on your behalf.
Unlike stablecoins built for trading or one-off human payments, the Rivier unit is designed from the ground up for autonomous agents, machine-to-machine commerce, programmable delegation, and AI-native financial coordination.
Stable
Pegged to the US dollar
Reserve-backed
Held in cash and treasuries
Real-time
Settles in seconds, not days
Interoperable
Works with major networks
Pre-launch. The Rivier unit is part of how the platform settles transactions; it’s not an investment product and isn’t available to buy or trade.
Built to fit in
Works with the systems money already moves on.
Rivier is designed to interoperate with the card networks, payment platforms, and settlement systems your customers and partners already use — so you don’t have to choose between what works today and what’s coming next.
Get started
A simpler way to work with money.
Pick the path that fits. Whether you’re a regulated institution, a global business, an engineering team, or an individual — a specialist will get back to you within one business day.
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hello@rivier.aiWe respond to every message within one business day.